Tag: disruption

Digitization digitalization

Digitization, digitalization and digital transformation: the differences

Digitization, digitalization and digital transformation are three terms we use since many years but often in the wrong sense. An exploration of the differences as they do matter. Recently we heard someone saying he wanted...
Sameer Patel on digitization and digital transformation at CeBIT 2014

Sameer Patel: four elements of a holistic digital transformation framework

Recently I was following a few events where the core theme was digital transformation. One of them had SAP's Sameer Patel as a speaker. I noticed this tweet with a picture of Sameer and a...
Insurance risk

Business risks and the double role of technologies in the insurance industry

Insurance companies struggle with the rapid pace of change within an increasingly demanding and digital market and customer context. Digital technologies and innovations, the increasing digital communications behavior of consumers, feedback and comparison websites,...